Financial Planning
Financial Planning
Financial Planning is a collaborative process that helps manage a Client’s potential for meeting life goals through Financial Advice that integrates relevant elements of the Client’s personal and financial circumstances.
Investment Management
Investment Management
Creating and managing investment portfolios as part of a comprehensive financial plan. This includes developing a strategy by selecting appropriate asset classes and investments, managing risk, and advising on the tax implications of investments.
Risk management
Retirement Planning
Creating a comprehensive strategy to help clients focus their life goals by assessing retirement income needs, developing savings and investment strategies, and providing guidance on social security, tax management, and risk management to help ensure a confident and meaningful retirement.
Tax planning
Tax Planning
An integrated component of a comprehensive financial planning designed to help clients address their tax liabilities. Rather than simply preparing tax returns, tax planning is a proactive process that helps clients make informed decisions about taxes over a lifetime and in their estate planning.
Estate planning
estate Planning Strategies
Our estate planning services focus on developing a comprehensive strategy to manage your assets and legacy. We guide you in articulating your wishes for asset distribution, helping to protect your loved ones and manage potential tax issues. The goal is to create a clear plan that reflects your values and intentions.
Early on, we meet more frequently to align on goals and plans. We analyze your current and projected tax situation, integrating it across investments, retirement, estate, and charitable planning.
- Our People: You gain the strength of a dedicated team, not just one advisor. Our financial advisors and service professionals work together to build lasting relationships, delivering exceptional service. We continually enhance our knowledge in areas like investment planning and retirement strategies to provide the personal attention you deserve.
- A Comprehensive Approach: Unlike firms that focus on isolated services, we coordinate all facets of your financial life—including investment planning, retirement income planning, risk management, tax planning, and estate planning strategies. Our mission is to help you gain perspective, confidence, and meaning in using your wealth purposefully. Contact us for a free initial consultation to see how we can tailor this to your needs.
We create personalized investment strategies designed to align with your overall financial goals.
- We start by understanding your financial objectives, values, time horizon, and risk tolerance to build a tailored portfolio using assets like mutual funds, ETFs, individual stocks, bonds, alternatives, and private investment strategies.
- We integrate investments with other areas, such as tax-efficient strategies and retirement income strategies, ensuring a holistic approach rather than siloed decisions.
- Our ongoing due diligence involves reviewing and adjusting your portfolio to seek to manage risk, seize opportunities, and maintain alignment through market cycles. This active engagement helps you stay confident in volatile times.
We guide you through a customized process toward ensuring a confident retirement.
- We review your full financial picture, including retirement accounts, Social Security benefits, pensions, and other income sources, to answer: "How much do you need?" and "Where will it come from?"
- We use advanced planning tools to help analyze portfolios.
- We look to allocate risk across accounts—keeping some funds aside for short-term needs while potentially growing others for the long term.
- Plans evolve with life changes through regular reviews, ongoing communication, and flexible support from our team.
Tax-efficient strategies are core to our comprehensive financial planning services. We help answer: "Is it better to pay taxes now or later?"
- We analyze your current and projected tax situation, integrating it across investments, retirement, estate, and charitable planning.
- Strategies may include tax-loss harvesting, using tax-efficient funds, and prioritizing long-term capital gains in portfolio decisions to potentially optimize after-tax returns.
- We explore Roth conversions.
- For estate and charitable goals, we consider donor-advised funds, gifting, and contributions to manage estate and inheritance taxes while addressing impact. Our aim: Help you retain more wealth to align with your values. Schedule a tax investment planning review today.
We simplify complexity to bring clarity to your finances.
- We provide easy-to-understand summaries of your position and next steps, regardless of your situation's complexity.
- Secure 24/7 digital tools let you view your full picture, monitor investments, and update information as life changes.
- This organization frees you to focus on priorities, with our support helping provide confidence.
We customize communication to your preferences for a connected experience.
- Options include email updates, phone calls, in-person or virtual meetings, and secure online tools.
- General insights come via our blog, website, Facebook, LinkedIn, and portals like LPL Account View and WealthVision. We keep you informed and confident throughout your journey.
We typically meet 1-2 times per year once established, with extra sessions for year-end tax planning. Early on, we meet more frequently to align on goals and plans.
- We also connect for life events like retirement, inheritances, job changes, major purchases, or exchanges (e.g., 1031 or 1035).
- Flexible formats: In-person, virtual, or phone.
Our compensation aligns with your success through a transparent fee-based (advisory) model.
- Primarily from assets under management (AUM), with a tiered structure where fees decrease as AUM grows:
- Assets Under Management
- This fee covers comprehensive planning, reviews, portfolio management, and unlimited advice—no penalties for leaving.
- We may earn commissions on products like life insurance or annuities, always disclosed upfront. We review fees in advance for full clarity
Yes, we specialize in analyzing pensions, annuities, lump sums, and survivor benefits.
- Decisions are personalized based on your health, finances, and goals, integrated into your overall plan.
- We have experience with NPERS (Nebraska Public Employees Retirement Systems), TIAA, and other plans.
